Credit for laptop and computer

The development of electronics is so fast that choosing a computer that meets all the requirements can be quite difficult. New models come out regularly, the characteristics are getting higher, however, the goals of the customers are very different: a more powerful computer will be needed to work, especially with photo and video materials, but for the average user, the minimum configuration is suitable. Gaming computers stand separately – for e-sportsmen power and quality are extremely important.

Prices for computers, even used ones, are very high, which is understandable – without it it is neither possible to study nor work, and leisure on the Internet can be very useful, given the number of online courses and all kinds of training sites. You need a new laptop, but the price seems an obstacle? Make your life easier by issuing an online loan on a laptop and do not delay an important purchase!

Get Laptop Credit

Get Laptop Credit

Arrival and moving to another city, job change, outdated computer – there can be as many reasons for such a purchase. Not everyone can afford a new powerful computer, and installment conditions will undermine the budget for a long time, therefore, after making a purchase, you do not overpay. And having obtained a loan on a computer using a loan, you calmly calculate your budget for a long time and do not limit yourself to anything.

You draw up a loan to persons:

  • Over 18 years old
  • Having citizenship
  • With bad credit
  • No income statement

You can get a loan in the amount of up to 6,000 dollars without leaving your home in just 15 minutes!

Get a loan for a laptop in 15 minutes

Get a loan for a laptop in 15 minutes

Getting a loan online is very simple, for this you need to create your account on our website, fill out a questionnaire in which you need to indicate passport details, address, job, sources of income and other standard points of a loan agreement. Having a passport and TIN at hand, you will spend on the application in more than ten minutes, then you just need to indicate the card number and confirm your application!

Loan term and repayment terms

Loan term and repayment terms

The terms for repayment of the loan depend on its amount, however, you can not be afraid that having delayed repayment, you will have to pay a lot of money: we stop calculating interest after 90 days from the date of delay.

There are three ways to repay a laptop loan, as in any other city:

  • Comfortable – payment through a personal account on the site can be made at any time of the day, you don’t even have to go outside.
  • Familiar – payment through pay terminal, in order to find the devices closest to you, you can use the application or online cards.
  • In cash – payment at the bank cash desk.

Getting a loan to buy a computer or laptop will be the best solution if you want to buy a tool with which you will communicate with family and friends, develop, make money and study without the hassle and need to save.

Government Agency loans: is the small loan convenient?

The small Government Agency loan is one of the most widespread forms of credit in Italy. This loan is granted to public workers and pensioners including the military) by the Unitary Fund for credit and social benefits, organized at the Government Agency.

The small loan is also particularly useful for dealing with situations of immediate need for liquidity (see also I need money urgently). Not only that: among the characteristics of this type of financing stand out the highly subsidized rates and the durations, fixed on 12, 24, 36 or 48 installments, or, in exceptional cases, at 5 and 10 years, accompanied by specific reasons and documented expenses , all confirmed also for 2015.

How to get a small Government Agency loan

How to get a small Government Agency loan

To obtain a small Government Agency loan it is necessary to be in possession of particular requirements, first of all the registration to the Unitary Management of credit and social benefits, as well as a minimum of 4 years of contribution payments.

Public workers and pensioners in this category can make a request through a specific request to the provincial or territorial office of Social Institute for Public Employee Management, or through the dedicated web platform (see also Guide to online personal loan), to reduce the time of pending evaluation of the practice.

Both online and in paper form, once the application has been accepted, the small Government Agency loan is disbursed very quickly, by direct credit to the current account of the person who requested it. A financial instrument, therefore, which winks at practicality and is able to satisfy, in the short term, the liquidity needs of public employees and pensioners.

Loan duration and installment calculation

Loan duration and installment calculation

The types of amortization of the small Government Agency loan are numerous: the applicants, in fact, can apply to obtain a credit to be repaid on an annual, biennial, three-year or four-year basis or, in exceptional cases, multi-year loans with five-year maturities and decades, which further enrich the panorama of Government Agency loans.

Depending on the duration, the maximum disbursable amount is calculated which, increasingly, will be equal to 1, 2, 3 or 4 times the monthly income received (see also Loans from 10,000 euros). Furthermore, in the event that there are no pension or salary deemed due to assignments of the fifth, it is possible to obtain double figures for each category of request.
Whatever the choice on the repayment term, an annual interest rate of 4.25% will be applied to the total sum, to which must be added a percentage of 0.50% as a share for the administration costs, and one relating to the contribution of the fund risks, according to current legislation.

The amounts of the expenses relating to the administration and to the contribution for the risk fund are applied at the beginning of the contract, with a deduction on the amount paid.